STG Banking (ESX/QB)

STG Banking - Professional Banking System for FiveM Servers

Bring realistic financial management to your FiveM server with STG Banking, the comprehensive banking solution designed for both ESX and QBCore frameworks. This premium script transforms in-game banking from basic money storage into a fully-featured financial ecosystem complete with accounts, loans, credit cards, transaction history, and ATM support. Perfect for economy-focused roleplay servers that demand professional-grade financial systems.

What's Included

You're receiving a complete banking platform with modern, sleek UI design, multi-account support, credit card system with metadata, ATM integration at all game ATMs, loan management with customizable interest rates, savings accounts, transaction logging, PIN security, and comprehensive admin controls. The system includes both player-facing banking interfaces and admin tools for managing the server economy, tracking suspicious transactions, and configuring financial policies.

Key Features

• Multi-Framework Support - Seamless compatibility with both ESX (all versions including Legacy) and QBCore frameworks using unified bridge system
• Account Dashboard - Modern UI showing account balance, recent transactions, pending loans, and personal finance overview in real-time
• Credit Card System - Players can own multiple credit/debit cards with unique card numbers, expiration dates, and PIN protection
• ATM Network - All in-game ATMs become functional with deposits, withdrawals, balance checks, and transfers without visiting bank interiors
• Loan System - Configurable loan offerings with customizable interest rates, repayment schedules, and credit limit enforcement
• Savings Accounts - Interest-bearing savings accounts that encourage players to save money rather than carry large cash amounts
• Player Transfers - Secure money transfers between players using account numbers or nearby player selection
• Transaction History - Complete logs of all financial activity with timestamps, amounts, recipient/sender information, and transaction types
• Card Theft Protection - Stolen card detection system allowing players to freeze compromised cards and dispute fraudulent transactions
• PIN Management - Players set personal PINs for ATM access and can change them anytime for enhanced security
• Multi-Card Support - Players can own multiple cards linked to different accounts (personal, business, savings)
• Tax Integration - Optional automated tax system deducting government fees from transactions to fund public services
• Business Accounts - Separate account types for businesses with employee access levels and corporate transaction tracking
• Overdraft Protection - Configurable overdraft limits and fees preventing unrealistic negative balances
• Admin Dashboard - Comprehensive administrative tools for monitoring economy health, flagging suspicious activity, and adjusting parameters

Perfect For

• Economy-Focused Servers - Servers with complex financial systems requiring realistic banking infrastructure
• Serious Roleplay Communities - Where players engage in business ownership, real estate, and long-term financial planning
• Crime Roleplay - Bank robberies, card theft, and money laundering scenarios become more immersive
• Government Systems - Tax collection and public service funding through automated financial tracking
• Job Systems - Direct deposit paychecks, business payroll, and automated salary distribution
• Real Estate Servers - Mortgage loans, property purchase financing, and monthly payment automation
• Business Simulation - Realistic financial management for player-owned businesses with separate accounts
• Prison Servers - Inmate commissary accounts, visitor deposits, and controlled financial access

Technical Details

• Framework: ESX (all versions) and QBCore with automatic detection and unified bridge
• Performance: 0.00ms idle, 0.01ms during transactions - extensively optimized for zero impact
• Dependencies: Requires inventory system with metadata support (ox_inventory, qs-inventory, qb-inventory)
• Database: Optimized SQL queries with proper indexing, supports both MySQL and oxmysql
• UI Technology: Modern NUI interface built with React for smooth, responsive interactions
• Security: Server-side validation for all transactions, anti-exploit measures, and injection protection
• Localization: Multi-language support with comprehensive locale files (English, German, French, Spanish included)
• Configuration: Extensive config.lua with 50+ customizable parameters for complete control

Installation

1. Extract Archive - Unzip the download and place the stg-banking folder in your server resources directory
2. Database Import - Execute the provided SQL file to create necessary tables for accounts, transactions, and cards
3. Framework Configuration - The script auto-detects ESX/QBCore, but verify bridge settings in config.lua
4. Add Bank Items - Import credit card and bank card items to your framework's item database
5. Configure Settings - Edit config.lua to set interest rates, loan limits, ATM locations, and transaction fees
6. Set Permissions - Configure which jobs can access admin dashboard (typically police, government)
7. Start Resource - Add ensure stg-banking to your server.cfg file
8. Restart Server - Perform a complete server restart to initialize all banking systems
9. Test Functionality - Create test accounts, perform transfers, and verify all features work correctly

How The System Works

When players first join the server, they automatically receive a basic bank account with zero balance. They can visit any bank interior or ATM to access the banking interface. At ATMs, players use physical card items from their inventory - each card contains metadata including the linked account number, cardholder name, and expiration date.

Inside the banking UI, players see their dashboard with real-time balance updates. They can navigate through different sections: transactions (viewing complete history), transfers (sending money to other players or accounts), loans (applying for financing), and settings (managing PIN, freezing cards). All operations require PIN verification for security.

The loan system allows players to apply for financing based on configurable credit limits. Once approved, the loan amount is deposited into their account, and automatic weekly/monthly payments are deducted until the loan is repaid. Interest accrues realistically, teaching players about financial responsibility.

For business owners, separate business accounts can be created through the admin panel. These accounts support multiple authorized users (employees) with different permission levels. Business accounts track all income and expenses separately, making it easy to calculate profits and distribute wages.

What Makes It Stand Out

STG Banking isn't just another basic money management script - it's a complete financial ecosystem. Unlike simpler alternatives that only handle deposits and withdrawals, this system adds genuine economic depth to your server. The multi-card support with metadata means each card is a unique physical item that can be stolen, traded, or used as evidence in police investigations.

The transaction logging system creates an immersive paper trail for police investigations into money laundering, fraud, and organized crime. Detectives can subpoena bank records (via admin tools) to track criminal money flows. The tax integration means government factions actually have funding based on economic activity, creating realistic budget management scenarios.

What truly sets STG Banking apart is the attention to security and anti-exploit measures. Every transaction is validated server-side with sanity checks preventing duplication glitches, negative money exploits, and unauthorized access. The code is clean, well-commented, and designed for easy customization by server developers.

Customization Options

The comprehensive configuration file lets you tailor every aspect of the banking system to your server's economy. Adjust interest rates for loans and savings accounts, set minimum/maximum transaction amounts, configure ATM withdrawal limits, customize bank opening hours, and define transaction fees. You can even create different account tiers (basic, premium, VIP) with varying benefits like higher withdrawal limits or lower fees.

Admin Features

Server administrators gain powerful tools for managing the economy. The admin dashboard shows server-wide financial statistics including total money in circulation, largest transactions, most active accounts, and economic trends over time. You can manually freeze accounts during investigations, reverse fraudulent transactions, adjust player balances for compensation, and generate financial reports for government roleplay.

Integration Possibilities

STG Banking is designed to work seamlessly with other popular scripts. It integrates naturally with job scripts for automated payroll deposits, housing scripts for mortgage payments, vehicle dealerships for financing, and society/gang scripts for organization banking. The included API allows developers to trigger deposits, withdrawals, and transfers from other resources, creating a unified economic experience.

Why Players Love It

Players appreciate the realism and immersion STG Banking brings to financial roleplay. Instead of carrying millions in cash unrealistically, they use cards and ATMs just like real life. The loan system enables players to afford expensive purchases like businesses or properties without grinding for months. The transaction history helps players track their spending and manage budgets, adding a layer of financial planning to roleplay that keeps characters invested long-term.

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